Urban & Burt, Ltd | Oak Forest, IL Lawyer Attorney | Chapter 13 Bankruptcy Saving Your Automobile



Home \| About the Firm \| Practice Area \| Attorneys \| Blog \| Directions \| Contact Us \| Communities Served \| Client Access

When you file a Chapter 13, the court enters an order forbidding the repossession of your vehicle even if you are behind on your payments prior to filing. Under Chapter 13, payments on your vehicle are made by the trustee from your monthly payments to the Chapter 13 trustee. It is your responsibility to make all payments for insurance on the vehicle and to be sure they are kept current. If there is no insurance coverage protecting the lien holder on your vehicle, the court will allow the lien holder to repossess the vehicle.

Under certain circumstances, if your vehicle has been repossessed before you have filed a Chapter 13, the court can order the vehicle returned. However, the return of the vehicle will usually only be allowed when the vehicle is essential for you to get to and from work, with no other means of travel available.

5320 West 159th Street Suite 501 · Oak Forest, Illinois 60452 · (708) 687-5200

By visiting our website, you agree to the terms and conditions.

The Urban & Burt Law Firm handles family law, divorce, DUI, bankruptcy, wills, trusts, estates, civil litigation, real estate law, business law, personal injury, and workers' compensation claims for clients in the Chicago South Suburbs and Southwest Suburbs including Cook County, Will County, and cities such as Alsip, Blue Island, Burbank, Country Club Hills, Crestwood, Crete, Flossmoor, Frankfort, Harvey, Homewood, Markham, Matteson, Midlothian, Mokena, Oak Forest, Oak Lawn, Olympia Fields, Orland Hills, Orland Park, Palos Heights, Palos Hills, Park Forest, Posen, Richton Park, South Holland, Steger, Thornton, Tinley Park, and University Park.